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A bad faith insurance claim can help you recover your losses

It's something most people fear: Seeking a claim from insurance only to be told you can't or don't qualify for the amount you need. The reality is that your insurance carrier is obligated to be fair with you up to the amount of your coverage. Your insurer has to provide you with a fair offer within a reasonable amount of time and should take your claim seriously.

Sadly, not all insurance companies handle claims fairly. Some try to make offers that are so low they're insulting, expecting consumers to take the money because it's so badly needed. As someone who has been injured, the last thing you want to do is to take money that you need only to find out that your claim was worth much more.

What should you do before filing your insurance claim?

Before you file an insurance claim, it's a good idea to call your attorney and have them review your case. This simple discussion will help you better understand your rights when making an insurance claim and can give you a better idea about what to expect. If you're struggling with the idea of working with insurance agents on your own, your attorney can handle negotiations for you, so you can relax. If a settlement offer is made, your attorney will let you know and advise you. You then get to decide if you will or won't accept it.

Our site has more on bad faith insurance claims and what you can do to make sure you get what you deserve from your insurance company.

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